I'm one whose situational depression turned into Major Depression reoccurant & ended up on permanent disability because of it Hit at the age of 43....in & out of the mental hospitals, eating disorder treatment, with more sui attempts than I can even remember.

I know that feeling down hit me harder just this last weekend.....when I have to deal with trying to keep a bill out of collection because medicare is stupid enough to pay for x-rays required by a chiropractor but won't pay for the radiologist to read them.......that really down feeling hit me.....so I can relate to the really down feeling you get when you have to deal with the financial situation you have found yourself in.

I think your T is right....you just need to step up to the plate & deal with it. Sometimes the only way to resolve things is to plow through them I get them INTO THE PAST.......I'm sure that your wife is there to support you & you don't have to go through it alone.