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beauflow · Dec 03, 2011, 07:34 AM

Surprising to me I talked to someone at work the other day about my bipolar dx- I did not tell them about the other dx's but they shared and let me know that they know someone close to them with a mental health problem-- we talked on some stuff. I mentioned to them about I was going to drop the work insurance due to they have specifically "excludes Mental Health and Behavior Therapy and Treatment".. and I was having issues finding insurance that actually covered such things.

To my surprise this co-worker told me that he found that hard believe, and we looked at this site:
http://www.medhealthinsurance.com/mentalhealth.htm

Quote:

"With depression and other mental illnesses on the rise, mental health insurance is quickly becoming a hard-fought issue. Several states (including Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, and West Virginia, as of 2003) have passed laws which maintain that insurers must offer some mental health coverage, though specific insurers may offer more than what is minimally required. There are also several states that have passed laws regulating insurance parity, which means that mental health coverage must be as strong as physical health coverage. A national bill for mental health parity is in the works, with hopes to regulate all insurance providers and lessen the financial burden of the patient and their family."

I thought I would share due to I am having issues, I find it so difficult and defeating at times that I am having so many issues trying to find insurance that will cover and help me out with my mental health issues.

I hope I can find something on here that i can afford as well-- I hope this helps out some others too.