Sounds like a great plan ....
My only question is ,,you mentioned your insurance is now paying at 100 % since you met your out of pocket expense for the year ... noone likes to go impatient but since it would be covered fully under your insurance plan??.. Or maybe you could see about getting into an outpatient now ...
Just reading your posts I can tell just how hard things are you for lately ... things can go from bad to worse so quickly. I personally have thought "i can handle this " or " i have no choice but to handle this no matter how fast I was cycling " The last time I kept putting it off ... I got in a reallllly bad place .. I was writing goodbye letters etc and didnt even realize it ... the next day I went to my T's apppt and begged him to get me a bed somewhere . thank goodness I reached out for help.. things could have come out completly differant .

Be kind to yourself and above all make sure your safe (((( Hugs ))))