OK- I am a little confused, I am not too well with this whole insurance thing to begin with
I have 2 questions:

My insurance says that if I get generic I pay 15, if it is the 2nd tier 40 and if it is a medicine that there is no generic- 60

I just got a scrip filled it was a generic--- I only paid $5 ... ? this has happened before with an antibiotic that i got, I questioned it then but I am just confused with that. I get the 15/40/60 from my card for RX plans and the actual plan from my insurance

My 2nd question which is more of the one i am concerned about - my insurance will only pay out $300 per a year for me for scrips.......

This medicine's retail value is $115... does this mean that basically i can get this scrip from my insurance like 2 times then start to pay out of pocket?

Thanks for any help on understanding this- sorry for the confusion, I feel like a kid asking cuz I am like it is probably so simple.

if any help I have SRC insurance low benefits.