I get it. I completely get it.
I don't feel my age. I am completely unable to grasp the idea of planning or the future, because in my mind there is nothing beyond next month. Living day-to-day is hard enough, how can people pin their hopes on things that might be devastated by some random catastrophe? At work people talk about their career path and their 401k savings and I don't have long-term plans in any sense of the word. I'm too busy trying to help myself get through each day safely.
I struggle the same way you do.