I have blue cross ins. Through my ex (were still legally married) but that obviously is not going to last forever and when we get divorced I lose my insurance.

Does anyone know what the effects are of having a pre-existing condition (bipolar/major depression) on my 'record'. Later on will I be able to purchase a private plan? I also read yesterday that I would not be able to get a life ins. Policy? Is there other ways this affects certain aspects of ones life?

I'm concerned now what I can & cannot get due to my diagnosis...