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Originally Posted by vanessaG
I have blue cross ins. Through my ex (were still legally married) but that obviously is not going to last forever and when we get divorced I lose my insurance.
Does anyone know what the effects are of having a pre-existing condition (bipolar/major depression) on my 'record'. Later on will I be able to purchase a private plan? I also read yesterday that I would not be able to get a life ins. Policy? Is there other ways this affects certain aspects of ones life?
I'm concerned now what I can & cannot get due to my diagnosis...
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in the US, you can get health insurance even with pre-existing conditions either through the the government (I think it is healthcare.gov) or through some private companies. I don't know how reliable the private ones are. I would do lots of research if I were you. the government premiums are not that cheap. From 2014, I believe health insurance companies can no longer discriminate based on pre-existing conditions. Not sure if that will change later on..