First of all have no fear, you can still qualify for a life insurance policy with those diagnosis, the insurance comopany may want to know how long youve beeen diagnosed and how well youve managed under these condition, even people who have tried to commit suiicide still qualify it just depends on time past and current state of mind. you may just be paying an "prefered premium" or "prefered plus" rates. The insurance co is not going to dig turough your mental health file to find a reason to deny you. You may not pay what you had when you were married but you are still ellidgable!!!