Oh ok thank you. No right now my ins is through my ex through an employer. When that ends I will be forced to buy an indivual plan and that's what I was worried about...getting denied for individually purchased plan!

Unless my disability goes through and I get Medicare or Medicaid I'm not sure which one it is but from what I've read disability can take a minute so I don't want to rely solely on that until I actually have it!

Thanks guys for your replies!