Sezzie, you are doing some really good thinking through a bunch of stuff and taking actions and making plans. Up until now I believed that I was the queen of long posts and someone a long time ago told be to break the m up into paragraphs and indents etc so it's easier for the reader. Now I understand! Funny it took all of this time. Stick to what your doing, it's working, you are insightful and determined, that goes a long way. Use a fe paragraphs so I don't have to get my ruler and magnifying glass out! Me eyeballs getting old! Take care.