I would have a talk with him about financial stability then, and goals, etc. Can you support a child on your own, if you split with him or he dies/is injured? It is fine to want a child but it isn't just a biological drive decision, the child needs support to grow up and that is harder and harder in this world perhaps.

I think you are 21? How about setting a goal to be financially stable by age 26 (5 years for your partner, don't know his age, he sounds older than you?) with the goal being to be ready for a baby. That way you will be working on having a baby and it will be clear to both of you what each wants, is supposed to do, etc.?