Hi lost in rsa, from a fellow South African, I truly empathize. You have a very small starting salary. But for SA, sounds about right.

You are facing many challenges and I hold out much hope and strength that a good job opportunity comes your way, and hopefully a job with a higher salary.

Have you visited employment agencies (for what that's worth)?

I don't know what province you're from but perhaps your municipality would be prepared to work out a payment plan for you. I've done this when I fell behind with my rates.

PM me if you wish, I often pop on during the day.

Strength to you.

(We at least are in the late 20's deg C)