Quoting myself here: I just realized I made a mistake with a posters name - lido78 and shezbut have the same avatar so I assumed it was her. Anyways good advice from lido and all the women here.

If I had it to do over again I would have waited until my 20's even, because I was so naive. I agree if a guy is nice, he'll respect if you're not ready. Open Eyes is correct - most men will tell you what you want to hear because they want sex for different reasons than we do. If I were to be in the market, I would wait a year, to see if I still like the guy - I don't expect everyone to do that.