I agree with Buggs here, I am in Canada, so I don't know all the rules for SSD, but I have sure seen a lot of posts backing up that if you are currently employed, you will have one hell of a time claiming disability.

For me the deciding point was after I finished college, Then I got dx again, I was actively searching for work in my small city, doing my meds and out patient at the hospital. I was living off $800 a month with three kids. My child tax. I did that for a whole year before my pdoc finally said, you cannot do this anymore! He finally was able to convince me that a step towards taking away some of my financial stress was a huge key in becoming stable. It took a lot of convincing, and me letting down my pride to be able to come to terms with asking for outside help. And boy was it hard, it's still hard.

If you are really thinking this is something you want to do, find out all the rules and guidelines. Make your self a list of pro's and con's too each side. and be honest about it. I have no idea what is right for you, but honestly looking at each side of the coin might help you decide, and with all the info you need first.. I spend half my time looking for something to do or a way to have human contact through out the days just not to go over the deep end. And disability does usually = poverty.