I can relate. I am a 49 year old widow. I spent years caring for my husband and his medical bills were insane. He passed away almost 3 years ago.

Last year I was finally pushed to file a Chapter 13. After the court takes their share. I live on $1,200.00 a month. Those funds have to cover all the day to day expenses. food, clothing, medical, utilities, etc. It isn't much, but I manage.

I don't get vacations, but I haven't been on one in years anyway. Somehow you find a way to get it all taken care of.

It won't be like this forever. Try not to focus on getting through any days financially except the one you are in.
Try no to compare yourself to your peers. That is a bad trap and it doesn't stop here. As time goes by your goals can become way loftier than they should be.
Other people's lives many times are not what they appear to be. If your friends are in debt up to their ears, then not one bit of what they have is worth it.

Most of the time "Less is More".