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Originally Posted by vanessaG
I have blue cross ins. Through my ex (were still legally married) but that obviously is not going to last forever and when we get divorced I lose my insurance.
Does anyone know what the effects are of having a pre-existing condition (bipolar/major depression) on my 'record'. Later on will I be able to purchase a private plan? I also read yesterday that I would not be able to get a life ins. Policy? Is there other ways this affects certain aspects of ones life?
I'm concerned now what I can & cannot get due to my diagnosis...
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Vanessa, you might ask him to ask his company (or call them directly yourself) if you can stay on his company's plan if you pay for your own insurance. Some companies may let you do this as long as he is employed there, others won't. When I got divorced my old employer let my ex-husband stay on their group plan (which is cheaper than individual insurance) as long as he paid them on time for his insurance. It doesn't hurt to ask, the worst thing they will tell you is no you can't.