I'm sorry to hear you are struggling

That so so kind of your therapist

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Mine did that for me once. She offered and I was floored.
We talked about how it could work, and agreed that I would pay an extra $10 per session until it was paid off. It worked out great! It was hard to accept - as if I "forced" my therapist to do this for me; but she did it because she wanted to and because she could.