In most therapeutic models, the relationship with the therapist is the most important thing. It's natural to focus on the T, and frankly, I think part of why there's so much talk about it here is that, in many ways, it's easier to talk about the person than the therapy process itself.

Transference is completely natural and, if handled properly by the therapist, is healthy. It helps the T understand what some of the issues are that the client needs to work on and resolve, so they can have good relationships outside the therapy setting.