First, you have AMAZING insurance! Very few insurances will allow such an arrangement.
Unfortunately, very few T's would agree to the arrangement that you are suggesting. And don't think about lying to the two T's involved. That would be setting yourself up for disaster and potentially a world of hurt.
If this T's style is not to give you something that you think you need to be successful in therapy, perhaps this T is not a "fit" for you. Maybe you need to break ties with her and seek help with someone who is a better fit.
Best,
EJ
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