True, I was just saying that I'll have grad school under my belt so I won't have to worry about any more debt from that. Most people incur debt from their undergrad and still have to worry about their graduate work.

The average starting salary in NY (where I live and will most likely go to school and work after school) is $48,000. If I have to take out $10,000 in loans each year to make it work (and that's about what it would have to be) that's $30,000 which is a lot but with what I'll be making, manageable. Then there's living at home. If I live at home I don't need loans, or will need very little. Plus, as my mom said to me, "Happiness matters and you should go where you'll be happiest."