i live off my disability pension & what i can scramble around making dog sitting & off m y books. it is tight. very tight. like after i pay rent i have about $700 to use for all my bills (not including dog sitting because that is extra). i do have health insurance already taken out of my check but i pay for my meds.

you learn to live cheap. i have free tv..no cable. i do many things that are free...eating out doesn't happen often. neither do expensive vacations. nor new clothes. you learn to prioritize. i rent a condo which is crap. i would love to move but in nj there isn't much & i can't get ahead enough to even move...

but for now i have a roof over my head & i am safe. it may not be the home of my dreams but it is a home.

there are many programs & plans you can tie into to help...

it can be done..i have been retired since 98...so while it's not easy it can be managed.