Don't be so hard on yourself, please

you've been through a traumatic experience with the accident and your recovery process. It's only natural to feel triggered behind the wheel bcoz of what happened to you

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Do you have a therapist you could talk to, to help you process your fear and guide you on your way forward? I think it would help.
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You are not outrunning death, tho I can understand how you came to that conclusion. The fact is, it wasn't your time, you didn't do anything wrong by surviving. Death is not trying to catch you bcoz you escaped it's clutches. You are meant to be alive

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Really admire your remarkable recovery, it says a great deal about your character. You're resillient and an overcomer, and you can overcome this too.
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Take care