I'm lucky enough to own my own house. I think I could sell it, pay off my loans and have a good chunk of change left over for mental health care (I can't get insurance because I'm uninsurable; no insurance company will cover me. I'm trying to get on the government's new plan for preexisting conditions folks like me but the Supreme Court looks like it's going to strike the Affordable Health Care Act down in June.
Given that we go back to our old system, and I can't get any private insurance company to cover me, and assuming I need intensive longish term mental health care, what's the most reasonable plan of action? Sell my one asset and use the money to pay for as much mental health care as I can get (and after that just plan for a life of homelessness and destitution) OR keep my house and pay for a little mental health care here and there (which isn't really sufficient and I'm falling through the cracks plus running up huge credit card debt.
The bright side is that possibly if I'm lucky I could get well enough to hold down a steady job again, one that would hopefully give me health insurance. Is that the best I can hope for?
|