it's not that it's "not good for" a client to be a friend, or be called a friend - it's just not the truth. The T is providing a LICENSED service to the client, it's a one-way street. Then T gets their car fixed by a LICENSED mechanic - is one transaction any more or less honorable or desirable than the other? The nature of the first txn, yes, laws have been enacted to protect the client, and that is also what many T's choose to do, not make friends of their clientele - because they feel that is putting their wants ahead of the client's needs. My T has told me, if I bring ONE message back to PC, it's that.