Also, there are some wonderful patient assistance programs for meds that are expensive.....the drug companies all have them....mostly not the generics however.

I am on disability, but it was based on my income as an engineer, so it's higher than most people get for disability. I don't qualify for the assistance program for my pain mediation, but because it's so expensive (more than even I get per month) they let you appeal it on medical & financial need.

I don't think your MIL would even have to do the appeal with the low amount I'm sure her disability income is.

Not sure why she's not on medicaid rather than just medicare.....the coverage is actually greater & pays for more with the medicaid.

I know that the prescription coverage costs a lot every month.....because I'm only on the one medication, it's not worth it for me to have prescription coverage because what meds I do end up buying, my pharmacist has help me find different coverages through the pharmacy that lower the cost of the meds....including the heart med I get for my dog.

I know in this economy that it's very difficult to get along on the small amount that the lower amounts of disability provide.....one has to get creative.....& I agree with her not to get involved with a guy just to find someone to help her get a place that she can call 'their' own......but then I don't agree with living together in the first place even though my daughter is doing that because she finds that on her low paying jobs, she can't afford a place of her own & I live way across the country from where she lives.