Did finding ways to be strong on your own work for you? Or was it not working and you entered therapy to help you find those ways? If so, have you found them or are you still working on that? It sounds from your post that you might still be having trouble at least with trust issues.

You might want to think about your reasons for wanting a break. Many times people have the urge to take a break or terminate when they're on the verge of getting to the really hard stuff. I know I have because, frankly, it's scary. But some of the most valuable work often comes from sticking it out and working through those times.

Let your therapist set her boundaries on fees. She wouldn't offer anything she's not willing and happy to do. They're usually very good about their limits, for precisely the reason that then their clients don't have to worry about them.