We are on Cigna, but it is through a group policy. I don't know if they even offer individual policies if that is what you are looking for. I think individual coverage may be much different. Cigna treats mental health as any other specialist. We pretty much have unlimited access to mental health care. We pay the copay for specialists. Hospitalization is handled like any other medical hospitalization. Drug coverage is the same. Other one or two isolated issues over the many years we've used Cigna, we are basically very pleased.