But they can just as easily take care of that when you come in for the next session though. In this day and age, with as many problems as people have with security of their information, handing over your credit card information has to be something you really think carefully about. If you are comfortable giving that information, that's fine, but if a new client who has no history with a provider is hesitant to have credit card information placed on file somewhere, then that needs to be respected. Of course, if the provider won't budge, then the client has to decide whether that is cause to take business elsewhere.