From t bring a business person standpoint, this makes sense to me. But now being in t myself my thought is along the lines of "you want me to trusty you with information I was planning to take with me to the grave, and yet you don't trust me to be good for the money I *might*owe you at some point? I don't think so". I'm not criticizing that reason for having the information, she's protecting her income, I just reacted differently than I would have thought.

And yes, like TD said, not everyone has a credit card, would she refuse to treat someone who had filed for bankruptcy and thus cannot have a credit card?

Qualified or not, if you aren't comfortable I think it's best to see what else you can find