That's hard, Beauflow, when a lot of things happen at once. That's like multiple car accidents or something, where you have extra expenses and have to get new transportation and your insurance goes up and just a mess to straighten out, all in the middle of "life" when other things are happening too.
Last year was a little like that for me; Christmas Eve 2010 I fell bad and had to go to the ER and then to the orthopedist for my knee and back to the doctor to get stitches out (broke my nose and got a bad cut needing stitches, too), but then I had a blood pressure problem/false alarm late that summer and went to the ER in an ambulance (that gets expensive; you have to pay if they don't keep you) and a couple months later, right at new years this year, had to go to the ER again in an ambulance, my asthma complicated by bronchitis so I couldn't breathe. For the first time in a really long time, we were able to have enough health expenses (from me) to put on our income taxes!