thank you everyone for listening.

the thing is, when I was 16 I left home. I had to, I couldn't be in the same vicinity as my dad, it was just too much. I came to the city I live in and was basically homeless/couchsurfing for the first year and some. It was a horrible experience. I stayed in womens shelters, and watched horrible things happen - stuff that no 16 year old girl should see.. girls getting ready to go work the streets, pregnant women on drugs...etc..

And now that i have built something for myself however small, the thought of losing it is so, so scary. And I KNOW i partially do this to myself. I am terrible with money. No one ever sat me down and taught me to budget. I need to learn budgeting so that when I get out of this mess I won't automatically be back into this mess.