It's great that your husband left the door open. But he's right...you have to make sure you can be there emotionally, physically, and financially for a child. You shouldn't have a baby simply because you want one. You have to do what would be best for the child. You also have to take your husband's feelings into consideration.

You also have to make sure you really want a child, that it's not just the fact that you're getting older, so you'll have fewer chances. Despite the way society makes it out to be the best thing in the world to have a baby, there are a lot of parents who regret their decision to have one, or another one.