athena.agathon, I totally and completely relate to what you are saying. Your therapist is good and competent and more than what you would expect or want when contacting a therapist!!!! Sometimes I think that we settle for what we believe is perfection, but that's another blog

If you are happy and content and motivated with what your therapist is able to provide, then you need to move toward connection and agreement. That is a financial agreement.
None of us who are in therapy want to MONEY to come in between our working with the person who we love, honor, respect, draw close to, see as "okay", or hate but go to because they are the only one who right now lets us come! I'm not being silly or humerous here! These are feelings many of us in psychotherapy feel on a daily basis!
We need people who are willing to work with us! We need people who are willing to wade through the stuff we are dealing with. It isn't a "few bucks to weather things". It is a long term commitment that means less payment sometimes, good solid, long term payment other times and inconsistent up and down payment other times. Yeah, I get that most "professsionals" aren't able to deal with that. So what is wrong with our government providing that service for ALL IT'S CITIZENS????