I think if I were in your shoes I'd find another T. She doesn't sound particularly professional, and that would grind my gears - especially given the rate she's charging...

Also.. CBT? Might not be my place to suggest the type of therapy you go for.. but.. some of what you said makes me think it's not going to be what you're looking for? I just don't think you're going to be satisfied with homework and charts and box checking - even if the T turned up on time It sounds like you really need to talk and be heard, work on deeper stuff... I'd suggest maybe looking for a T with a more humanistic/person centred approach? Just my 2 cents