Are you on a mood stabilizer? That will help with the ups and downs, when you find the right dose. A good T can teach you some tricks with the negative thoughts (the old rubber band on the wrist going snap with a neg. thought is one of them). If you have no insurance yet, the county health dept. can help until you do. Not the best solution, them, but better than no help at all.
And I am sure the rest of the forum will have plenty of advice to add to my little bit.