I also know the feeling of not being able to go back to my job.
Loss of independence was a tough one to swallow.
In time you'll get used to having time on your hands & the change in income.
My disability check is based on what I had paid in all those years.
Use Humana for supplemental ins. cause I have physical issues also.
Because we are low income I get help with my premium pmts & lower co-pays. You can also apply for housing, help with utilities, & food stamps. We don't qualify cause hubby works but a person can make it on disability.

Wish you all the best.