Perna that is really helpful, thanks so much.

You're right, all we have is now and there's no right or wrong. I've been thinking about the possibility of returning in the future despite the costs because assuming I had the money at least I would know it was what I WANTED even though expensive. I guess there is little point struggling through something if it really isn't what I want just for the sake of getting it paid for.

I've got a few more months to go and then another level 2 course which is optional and what I really want to do (therapy related) so I could play it by ear. Difficult for a person who wants to have a definite plan right now!

You've given me a lot of useful points to think about.