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Originally Posted by miszward809
But what is SSI/SSD even used for? I don't really understand what it is supposed to be used for.
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SSDI is Social Security Disability Insurance. It is part of Social Security and comes from someone having worked X hours and becoming disabled; it's a disability benefit insurance for workers (or working parents get benefits for disabled children and then the disabled children continue to receive benefits when they become adults).
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This booklet is for the parents, caregivers or representatives of children younger than age 18 who have disabilities that might make them eligible for Supplemental Security Income (SSI) payments. It is also for adults who became disabled in childhood and who might be entitled to Social Security Disability Insurance (SSDI) benefits. (We call this SSDI benefit a “child’s” benefit because it is paid on a parent’s Social Security earnings record.)
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From:
http://www.ssa.gov/pubs/10026.html
SSI is Supplemental Security Income and not part of Social Security; it is added income to help pay for food, shelter, clothing, etc. if you are disabled and not able to make a living wage. Parents can receive SSI payments for disabled children, as you read above, if their income is not such that they can adequately care for disabled children.
Even if you live with your parents and they are able to pay for your food, shelter, and clothing, etc., SSI would allow you to contribute to your own upkeep.
You can work and receive SSDI and/or SSI, but there are limits (because presumably you are disabled and unable to work and make a living wage).