Hey Sabby I'm sorry things are so bad ...right now
Try to stop feeling guilty and stop beating yourself up over this. You know you aren't lazy or malingering.
I had a psych eval for SSDI a while back. I built it up into something scary too in the days leading up to the appt. It wasn't bad at all. The doctor (mine was a psychology Phd) was very nice and understanding. At the end he told me that in his opinion I met all the criteria for being approved and that would be in his report. Unfortunately the state disagreed with his assessment and I was denied.
I guess that happens although I can't say I understand why they hire outside consultants if they aren't going to use their opinion in their decision. Anyway just saying there's a possibility that you could be denied despite being qualified.
If that happens to you, file an appeal... immediately. Good luck my friend