I can't work in the field I've been in for a long time, either. Sorry you have student loans that paid for something that does you no good now. I didn't have any. I couldn't do much of anything for quite awhile due to numerous problems. Things have picked up for me a bit and am taking a stab at working--not sure how long it will last. *shrug*
I didn't do anything when I was out of work--couldn't drive, walk, use my hands or arms for about a year. I fell into severe full-time depression (which I've had since adolescene...but this was worse). I hope you find something for yourself.
--BP