Here's a link from the website that talks about it: http://marlacummins.com/services-and...chingservices/

Basically, they give you accountability and help you set and actually tackle goals. If I can make this work, priority number one for me is working on a budget and finding a way to stay on top of my spending and deposits (overwhelmed just thinking about it!).

It is divided into like 3 45-min calls per month to plan, 5-10 min check-up calls, and unlimited email contact to check in and keep in contact to see progress/what can be tweaked/get on you to do what you said you would/give you strategies to try and see if they're working, like notetaking tools, etc. The link is to the one I picked, but there are a bunch out there.

I really think this could help, but I would like to know more if anyone else has heard of this before! Thanks for your response, BlueInanna.

--CHANGEwillcome