Quote:
Originally Posted by PurpleFlyingMonkeys
So my question is... Is it worth it? Or would it add to my stress? I hear it's hard to get on it. That's alright, I don't know if I want to anyways, but if I did get on it, would it be enough? I only make 300 every two weeks and somehow have managed to make that enough, would I be able to make it on disability? The only reason I'm considering it now is because, well I need more therapy. Like I need to be there every day instead of once a week, and for multiple hours during that day instead of once a week.
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im on disability.
IF YOU LIVE IN THE USA:
i hear its hard for many to get on it, true. a lot of times people apply immediately for it even if they dont need it at the moment because it CAN take awhile and things can get worse while one is waiting. etc.
i cant speak of the wait time. from the time i applied to when i got it it took 2 1/2 months. and i got what i think is called pure disability which is ssdi. theres another called SSI which is for disability too but also if you are low income. SSDI factors in how much youve worked and how much money you can draw from how long you've worked.
i cant help there either because i was what the social security calls a special situation - i drew under a disabled adult child because my father is over 65 receiving retirement benefits.
i heard its hard for most. so if you need it do it immediately cause there may be a long wait. it could 3-6 months to 1-2 years or more. i know that i personally got mine faster because i sent in all my medicals records since from 5 years back. my med records were consistent with my issues. i had a lot but just my luck really thats all.
SSDI pays out more if your worked a long while i hear. SSI is a set income for everyone i believe.
but check the web site
here are some resources:
http://www.socialsecurity.gov/
Difference between Social Security disability and SSI disability
the Benefits Eligibility Screening Tool to find out which programs may be able to pay you benefits.