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Originally Posted by miszward809
Hello,
Is SSI/SSD really worth it? I recently moved to Kansas and was told by my local SRS office that I should apply for disability due to my mental disorders (Bipolar/Schizophrenia). When I lived in Texas I was told the same thing. My only issue is I am only 19 and I don't want to live off the government but I have a hard time coping with my symptoms and holding down a job is hard for me. I worked at McDonalds for a month but had to quit because of my mental disorders. They said it could take years to get it, which is understandable. But what is SSI/SSD even used for? I don't really understand what it is supposed to be used for.
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It is supplemental income but you are only allowed to make a limited amount monthly by working if you receive SSI. You need to go thru the local community service board to access income based fee scale mental health treatment and medication to ease the symptom burden to allow you to hold a job if at all possible. SSI is never sufficient to have what you desire and sometimes not even enough to cover what you need: shelter, food, transportation, clothing. To apply, go thru the social security office closest to you, expect to get turned down the first application but be persistent. There are pro bono legal aide agencies locally or regionally that can assist you if you have a case documented as in need of SSI by physicians AND you have been turned down.