I had to use my mom on my financial aid application even though I lived over 1000 miles away. You're not considered independent unless you are over the age of 24. Unfortunately, all I can think of would be to apply for private student loans. Having loans sucks for school, I know (I have a TON of student loan debt), but in the end its worth it because no one can take you education away from you. Maybe you can go to school part time for the time being. Good luck!