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Aug 20, 2012, 04:51 AM
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Member Since: Oct 2010
Location: Michigan
Posts: 6,543
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it would be a SHAME to sell now since you're nearing payoff. I would talk with the bank about lowering the payments by refinancing if you can manage it. There ARE some costs in refinancing but it would be much cheaper by doing that than in moving and having to put down a security deposit on an apartment and the first months rent!!! So talk to the bank about refinancing -- this is the time to do it and you could still keep your house and have lower payments at the same time. 
I hope it works out for you. Let us know what happens, ok? God bless and take care. Hugs, Lee
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