Like your story pbutton.
Once I poured hot coffee into my lap and without thinking unzip my jeans and pushed them to my ankles. Then it dawned on me that I was standing before my T in my panties- thank god I wore grandma panties so they cover everything and some more . Also, he was already fetching me some ice from his fringe so I had time to cover myself with a blanket. However, it scarred me for life- can drink only ice coffee now.