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Well elfina, my heart goes to you... I've got something similar to you, I always think that people are trying to hurt me, especially those closest & most precious people to me (yeah! how ironic!), that I keep obsessing with them & bugging them with endless stupid obsessive Qs #~# I've also got PO & other OCD stuff, my whole life is insane #_#
Anyway, I don't think that any mental case is clear-cut diagnosed as a single simple disorder, each case has many symptoms criss-crossed from several disorders, that's why for ex. the same medication that works for an OCDer doesn't necessarily works off with another OCDer, 'cause each one of them has different symptoms of OCD along with other minor symptoms from other disorders...
For me, for ex., the problems I've got with people might be a combination of OCD & a symptom of schizophrenia called delusions of persecution... Anyway, the main point is you MUST go to a psychiatrist & also read a lot of resources on PC about different conditions to gain general knowledge while you go to a therapist...
As for the money problem, I've got the same problem too, most of my money I spend on medication & I'm still searching for an online therapist ('cause I found no therapists in my country), & I know this is gonna have like maybe 2/3 of my monthly income & I'll have to make my own personal economic austerity measures to get along... But on the other hand, my life is deteriorating 'cause of my mental illness, so if I don't work on getting proper therapy & medication, I might end up having no life at all, rather than having no money...
In other words, if your mental condition is negatively affecting your happiness, you might think of the money you spend on treatment as buying happiness & well-being ^_^
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