Have you asked her if she has any sliding scale stuff? I believe my T regularly charges like $50 or more, but when I told her I was on disability/not working she lowered it significantly. What also helps is that she works out of a church (churches usually have low rent for groups that need a place to meet), so she doesn't have the overhead costs she did when having her own private practice/building. Maybe she would be willing to work with you money-wise so you could see her more?