Canada is also very heavily reliant on a similar if not pretty much the same credit system. I have bad credit.... so I am doing ok haha. Actually that is true, I have bad credit from years ago. Not that bad, but in my case I think it's actually a good thing, I can't really go in debt. And I don't really have an income.... see how that balances out.

Hamster that's pretty darn good! I am a bit envious of that, Lithium didn't treat me as kind. More like I kept forgetting to pay my bills on time, or the the right bills, or right amounts. I think you deserve just as much credit for your credit as lithium. But I am glad it was able to help you so much. I do think it is a pretty good med for Bipolar, it was always my first choice, it's too bad it has such a bum rap.