If you cannot concentrate well now because of other issues, I would work on the other issues first, then worry about the schooling. You need a job to pay for the law suit/credit card debt and the student loan debt and therapy to work on your issues you want to work on.
I would go volunteer somewhere, for example, I just submitted my application to volunteer for my local humane society. I have a couple cats who have been having a really bad flea infestation problem and it is making them really hard to care for. I may not be able to take care of them if they don't get back to "normal". Too, I was spending time during the day watching "Animal Cops" and decided I could better use my time working to help instead of just watching other people working. It's kind of like watching Biggest Loser instead of doing any dieting and exercising of one's own, etc. Pick something you do or want to learn, etc. and volunteer for an agency where there is a chance of learning about it.
I might have to give up my cats for adoption but if I have to give them to the Humane Society, I want to get to know the people there and procedures; I'm think of myself as a "spy" :-) But instead of just sitting and watching TV alone for a couple hours every weekday, I will be with others and helping and getting to know other people and something new. I have good office skills so said I could help there. But I'd also like to work with the animals (mostly the cats) and they need people to walk the dogs and "cuddle" the cats, etc. so I volunteered for that too.
Getting out and about as a volunteer doesn't get you any money but it does get you in a place one might be able to learn of jobs in that field and where there will be people who have other stimulating ideas, suggestions, possibilities. My being home watching TV doesn't offer any of that. My Humane Society even has job openings:
http://www.harfordshelter.org/?page_id=28 and volunteering somewhere and letting people get to know you and getting to know them and a place gives you an inside track to maybe getting one of those jobs.
I've volunteered before through Volunteer Match
http://www.volunteermatch.org/ and even got an online volunteer job through them. Another thing I like about volunteering is that they often will teach you new skills or let you learn them yourself on the job.
Volunteer Match was showing a couple matches for my American Red Cross center, so I went to their site and they have quite a few jobs, including this one:
http://www.redcrossblood.org/career-...ent-laboratory
Volunteer your way to learning or doing what you want. If you get a job with a large enough agency, they often will help with schooling, etc.
The guy cleaning my house today, he's an older guy and mentioned, when we were talking about his cleaning my house in 4 years :-) that he hoped he wouldn't be here in 4 years so I asked him what he wanted to do and he wants to go to tractor trailer school but, when he was a kid, he messed up and got a criminal record but that will be okay (after 10 years) next year and he'll be able to go to school. But he's working cleaning apartments (and private homes) with a large, franchise cleaner like "Merry Maids" biding his time and saving him money, he has a plan and he's doing what he needs to do to get where he wants to go.
Volunteer your IT/network education and skills and see if something good doesn't happen.